SKIPTON Building Society has launched a raft of products linked to Government help schemes including Help to Buy, Shared Ownership and the Scottish First Home Fund Scheme.

As well as introducing new products, Skipton has also extended end dates to August on the government scheme products allowing, where necessary, time for a new build to be completed and legal completion to take place.

Key highlights are:

• Overall rate reductions of between 0.05% to 0.15% on selected government scheme products.

• The introduction of a 60% LTV HTB product with a £995 fee at 1.79% available for help to buy and help to buy (England) 21-23. These are available, but are not restricted to, Help to Buy in London whereby the government equity loan is up to 40%.

• 75% LTV Help to Buy product with a £995 fee at 1.99%, available for help to buy and help to buy (England) 21-23.

• Two year and five year fixed Shared Ownership products at 85% and 90% LTV with no fees.

• Skipton is also now lending on Scottish First Home Fund scheme, which has just received new funding.

These products are available direct from Skipton or through intermediaries, except the Scottish First Home Fund Scheme products which can only be accessed through mortgage brokers.

Alex Beavis, Skipton’s Head of Mortgages, said: “We’re delighted to launch these new products linked to Government help schemes and which support those who might not normally be able to get their feet on the first rung of the homeowning ladder. By doing this, Skipton is serving its purpose as a mutual, offering products to all types of applicants and making sure they are in a good place.”